Mortgage Broker, Bank or Credit Union?

Why Should You Shop For A Mortgage Broker Rather Than Just Settle For Any Lender??

We'll give you 3 good reasons that will save you time AND money...

1) A good mortgage broker has better and more varied loan programs, rates and closing costs than banks and credit unions, allowing you to look at more potential properties while offering you more loan choices when it finally comes to closing.

Banks and credit unions may have 1 or 2 programs to choose from, if your purchase scenario doesn't really fit their 'mold'.......oh well.

2) A good mortgage broker is available almost 24/7, even on weekends.

Banks and credit unions aren't and they can't get you a Pre-Qualification letter when you want to make an offer on that property you ran into that Sunday afternoon.

And lastly, a good mortgage broker will be there when you need them, guiding you the entire way through the purchase loan process, and will assure that you end up with the best program, rates and closing costs for your specific loan scenario.

 

At Global Unity Mortgage, we can offer you all the entitlements of working with a good, local, 5-Star Award winning Connecticut mortgage broker.

We run ALL our Pre-Qualifications (available  7 days a week) through our Lenders prior to issuing the Pre-Qualification letter to you & will be available to you when you need us.

So contact us today at (860)872-9479, send us an e-mail at globalu@sbcglobal.net or visit our website at www.cthomeloans4u.com, and take the un-due stress out of your home shopping experience! 

At Global Unity Mortgage...your business means the world to us!!!

When Should You Consider Refinancing?

When Should You Consider Refinancing?

If you are looking to lower your current interest rate or if you are looking to consolidate debts
or obtain cash from your equity, it may be a good idea to refinance now while rates low.
Refinancing your mortgage could:

Lower your monthly payment           Lower your interest rate
Lower your loan term                        Turn home equity into cash
Eliminate PMI                                    Pay-off or consolidate debts

This is where selecting the right professional to guide you becomes paramount. Did you know that most people turn to their local bank, rather than an Independent Mortgage Professional? Well what you might NOT know is that an Independent Mortgage Professional is often the best choice and
they are able to offer you more loan options than a bank.
What differentiates an Independent Mortgage Professional from a bank?

INDEPENDENT MORTGAGE PROFESSIONAL (Broker)

• Licensed mortgage expert - consistently undergoes continuous training and adapts to industry changes quickly.
• Specializes in mortgages only.
• Partners with several lenders to offer multiple loan products, allowing you to chose the best option.
• Often offers lower rates and cheaper costs due to less overhead.

 BANK

• Not required to be licensed and are not held to the same standards and regulations as brokers in terms of testing and ongoing training.
• Offer many other loan products (auto, boat, etc.), so mortgages are not their main focus.
• Only able to offer limited loan products they have in-house - may not be the best fit for your needs.
• Often offer higher rates than brokers.
• Slower to adapt to change due to large organizational operations. 

Ready to see if you could benefit and put yourself in a better position before rates increase?

CALL GLOBAL UNITY MORTGAGE TODAY AT (860)872-9479, email us at globalu@sbcglobal.net or visit our website now !